Licensed in all 50 states · NMLS #1447947
The mortgage your bank won't tell you about.
Hi, I'm Angela Rice — a real estate agent and mortgage broker who shops dozens of wholesale lenders to find the right program for your situation. Personal service. Transparent pricing. No call-center runaround.
50
States licensed
30
Years in lending
21 days
Avg. close time
NMLS-licensed in all 50 states
Most loans close in 21–28 days
Conventional, FHA, VA, Jumbo, HELOC
You'll always reach Angela Rice directly
Coast to coast
Wherever the keys are, I'm licensed there.
Most mortgage brokers can only originate in one or two states. Angela Rice is licensed and active in all 50 — including the District of Columbia — which means you get one trusted point of contact whether you're buying in Phoenix or refinancing in Portland.
- One advisor across moves, refinances, and second properties
- Wholesale pricing from dozens of lenders — not a single bank's menu
- State-specific knowledge of property tax, insurance, and closing costs
- Bilingual service available on request
Loan Programs
Built for every kind of buyer.
Conventional
Fannie Mae & Freddie Mac purchase and refinance.
FHA / VA / USDA
Low-down and government-backed loans for buyers.
Jumbo & Non-QM
High-balance and alternative-doc solutions.
HELOC / Equity
Tap your home's equity without giving up your rate.
The advisor
Meet Angela Rice.
"I built this practice on the idea that a mortgage decision is too important to leave to a 1-800 number. Every borrower gets my cell."
Angela Rice · NMLS #1447947
With 30 years originating loans across the country, Angela Rice blends old-school relationship lending with modern technology — so you get the rate of a wholesale shop and the responsiveness of your favorite local pro.
Read the full bioClient stories
Trusted by borrowers in every time zone.
"Angela Rice closed my refinance in three weeks with a quarter-point better rate than my bank quoted. She answered the phone every time."
Maria R.
Refinance · Texas
"First-time buyer here — Angela Rice walked me through every line of the disclosure. I never felt like a number."
James K.
FHA Purchase · Florida
"We needed a jumbo on a tight timeline for a relocation. Angela Rice hit every milestone without drama."
Priya S.
Jumbo Purchase · California
Start here
Get pre-qualified — it takes a minute.
Tell Angela Rice a little about your goals and she'll personally follow up within one business day with the loan options that fit. No hard credit pull. No commitment.